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Plastic life in a Third World Country
June 5th, 2007 posted by Mikaela under Uncategorized

Having at least one plastic inside your wallet, has become a status symbol in this country. When I say “plastic”, I am actually referring to that thin,rectangular piece of plastic that has a Mastercard or VISA logo on it. If you can’t figure out what I am talking about, don’t bother reading the rest of this article.

Last 20 posts by Mikaela

About the author: All are equal under the same sun.

Mikaela has blogged 2 posts

Read the Comments

[ # 492 ] Comment from Rastafariana [June 6, 2007, 8:49 pm]

Mikaela, I have 7 plastics which I pay every month. Believe it or not, I pay (equivalent to peso) at least 35K a month for all of them. But I couldn’t blame anyone else,I splurged and didn’t give my spendings a thought…most of the time i regret it. Pero siempre di ko naman mababatukan ang sarili ko diba? Sigh..

[ # 524 ] Comment from Mikaela [June 10, 2007, 7:09 am]

gosh ang dami mo credit card. I dont want to sound like a financial advisor, but you need to check the interest rates that you’re getting with each card. payoff the ones that has exhorbitant rates. ang alam ko sa pilipinas mataas na ang 3%. Ask your cards that has low rates if they have lower interest rates for balance transfers. Get rid of as much as credit cards as you can. Before you’re overwhelmed with debts. Just a friendly reminder.=)

[ # 526 ] Comment from JB [June 10, 2007, 11:46 am]

rastafariana, doblehin mo pa ang credit cards mo, then fascinate us with the story of whatever financial hell you’ll encounter. i breathlessly await it. =D

seriously, there’s a clever way how you can actually “earn” from using your credit cards, it’s called “arbitrage,” and it’s not illegal, you’re just exploiting a loophole on how these systems work. i’ll post the link to the how-to maybe soon. it’s one good way to get back at these scum.

[ # 527 ] Comment from Rastafariana [June 10, 2007, 12:24 pm]

Thanks Mikaela! And JB, maganda yan ha! naeexcite ako sa prospect na yan. Siraulo ka talaga!I’ll be waiting for the link. Actually I am trying to finish off 3 of them within this year. Kase naman po napakadali kumuha ng mga cards dito sa Dubai..kakainis!kasalanan nila to eh. 2 of my cards have 1.5% interest. So far ang highest ko e yung sandard chartered na 2.25% ang interes. Ang target ko eh by december tapos na yung tatlo tapos ung matitira tatapusin ko na rin by the middle of next year. Pinapatago ko na lang sa boyfriend ko ung cards ko para di ko magamit!
Thanks for the advises. And JB hihintayin ko talaga yan ha!

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